Search for your new home

Search your favorite real estate website for homes in your area. Include Realtyless in your daily search to find FSBO homes not found on other websites. Sort homes based on your location, wish list, and best deals.

Find a lender

Requests quotes from several lenders to find a lender and mortgage option best suited for your needs. Receive financing preapproval to guide your home search and help secure your offer when you’ve found the right home.

Schedule showings

Contact the listing agent (agent-listed homes) or the seller directly (FSBO homes) to schedule a showing. Research the home and location before attending the showing and come prepared with questions.

Note: Make sure you are contacting the listing agent and not a buyer’s agent. As a general rule of thumb, any request for your information, button to schedule a showing, or field to input a question will direct you to a buyer’s agent who has paid to receive your information and will charge up to 3% of your purchase in commission.

Submit an offer to purchase

Hire a real estate lawyer to draft your offer to purchase. You can provide your lawyer with information to generate the contract and seek advice or clarification on any legal questions that arise. You’ll pay your lawyer by the hour (or a flat rate for the contract) which can save thousands of dollars compared to a buyer’s agent.

Note: Buying a home is a large purchase. Consider seeking your own legal representation to ensure it is done correctly and in your best interest. The listing agent represents the seller. Be cautious of a contract created by the listing agent no matter how straightforward it may seem.

Share your accepted offer with your lender

Once you have an accepted offer from the seller, submit the contract to your lender. Your lender will start the funding process and order an appraisal of the home.

Complete a home inspection

Hire a licensed home inspector to complete a thorough home inspection and provide a report on the condition of the home. Realtyless offers a complimentary cost estimate of your inspection findings provided by Repair Pricer . You can negotiate repairs or credit with the seller or chose to walk away from the purchase if there are major issues.

Finalize the closing documents

Hire a title agent to complete the closing documents and finalize the sale. Your title agent will perform a title search and confirm any debt, mortgage, or lien on the home is satisfied. They will generally issue title insurance so you have piece of mind about your ownership of the home.

Receive your keys and do a final walk-through

You will meet the seller or the listing agent at your new home to receive your keys and do a final walk-through. During the walk-through, you want to make sure the seller’s personal belongings and trash are removed and no part of the home was damaged during move-out. Then, you’re ready to move in and make your new house a home.