1321 Oak Pond StRuskin, FL 33570

Beat the current high interest rates! This expansive, contemporary 5-bedroom, 2.5-bathroom home boasting 2,912 sq. ft. is a military commuter’s dream. Built in 2014 and meticulously updated, this property is located in the highly sought-after Hawks Point community in Ruskin, FL. It is available for either purchase via a VA Loan Assumption or as a premium rental opportunity. Flexible Options: • VA Loan Assumption: Take over the existing mortgage through LoanCare at an incredible ~4.3% fixed interest rate. Because the existing principal balance sits at approximately $414,000, an eligible buyer only needs to bring a low equity gap payment of $6,000 cash to purchase the home at the full sales price of $420,000. Avoid massive down payments and bank loan fees! • Long-Term Rental: Secure this beautiful, spacious home for $2,700 per month. Property Highlights & Recent Upgrades: • Turnkey Maintenance: Complete peace of mind with a brand-new roof (replaced in 2025), fresh exterior paint (2025), and a newly replaced HVAC system (2026). • Generous Space: 2,912 sq. ft. featuring an open-concept floor plan, ceramic tile flooring, and solid wood cabinets with stone countertops. • Layout Features: Huge upstairs family loft area surrounded by 5 large bedrooms and a dedicated upper-level laundry room. The palatial master retreat includes double doors, dual walk-in closets, and an ensuite bath with a garden tub. • Hawks Point Amenities: Full access to the premier T-shaped community pool, state-of-the-art fitness center, clubhouse, playgrounds, picnic areas, and dog park. • Prime Location: Minutes from I-75 and US-301, providing a direct, fast commute to MacDill Air Force Base, Tampa, and local beaches. Assumption & Eligibility Preferences: For buyers interested in the VA loan assumption option, active duty military personnel or veterans with a valid Certificate of Eligibility (COE) are highly preferred so a VA Substitution of Entitlement can be completed. However, all qualified buyers and renters are welcome to apply. Note: The property is currently tenant-occupied with a legal lease termination secured for December 1, 2026. Move right in before the holidays! Contact the owner directly to schedule a weekend viewing or request a live video walkthrough.