Asking price is about 9% above the estimated value. Estimates can be off and may not reflect the home's current market value.

3963 Cross Creek TrlOwensboro, KY 42303

$344,900

Est. $316,496

  • 2,036 sqft
  • 3 beds
  • 3 baths

About this home

  • Vinyl privacy fence
  • Large pantry
  • Guest bedroom
  • Partially covered patio
  • Upgraded carpet
  • Laundry room
  • Coat closet

Beautiful 3-bedroom, 3-bath home in the highly desirable Cross Creek neighborhood! This move-in-ready property features over 2,000 square feet of living space with an open-concept kitchen, dining, and family room ideal for entertaining. The spacious main-level owner's suite includes a walk-in closet and full bath, while a guest bedroom, full bath, laundry room, large pantry, and coat closet provide exceptional convenience. Upstairs offers a private third bedroom, full bath, and oversized utility/storage room. Upgrades include custom cabinetry, upgraded luxury vinyl flooring, upgraded carpet, custom blinds, a partially covered patio, and a vinyl privacy fence. With its flexible floor plan, quality finishes, and excellent location, this home is a must-see!

  • 2 weeks on Realtyless
  • 17 views

Property history

  • Listed for sale

    Oct 23, 2026

    $344,900

    Up 1050.0%$169/sqft
  • Sold

    May 1, 2015

    $30,000

    $15/sqft

Monthly payment estimate

$2,241/mo

Principal & interest
$1,869
Property tax
$247
Home insurance
$103
HOA fees
$21

Down payment · $68,980

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Nov 5.

Map showing 3963 Cross Creek Trl Owensboro, KY 42303

Home values in 42303

in 2025
+6.9%
over 5 years
+46.7%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

Nearby cities

Distances from Owensboro, KY

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