Fair Deal Based on an estimated value, which may not reflect the home's current market value.

104 W 3rd StSpencer, IA 51301

$204,999

Est. $190,990

  • 1,943 sqft
  • 3 beds
  • 3 baths

About this home

  • Cozy fireplace
  • Cozy fire ring
  • Beautiful original woodwork throughout
  • Updated bathrooms
  • Generously sized bedrooms
  • Enclosed front porch
  • Spacious backyard

Welcome to this charming two-story, home filled with character and warmth! Featuring beautiful original woodwork throughout, this home offers a spacious living room with a cozy fireplace, a formal dining room with built-in cabinetry, and an updated kitchen with stainless steel appliances and granite countertops. Generously sized bedrooms provide comfortable living space, while the updated bathrooms add modern convenience. Outside, enjoy an enclosed front porch, a spacious backyard, raised garden beds, a new back step and a cozy fire ring. The roof was redone in 2017 and new gutters installed in 2025. A wonderful blend of classic charm and modern updates, ready for you to move in to and call home!

  • 1 week on Realtyless
  • 3 views

Property history

  • Listed for sale

    Oct 10, 2026

    $204,999

    Up 61.0%$106/sqft
  • Sold

    Oct 23, 2020

    $127,000

    Down 2.0%$65/sqft
  • Pending sale

    Aug 27, 2020

    $129,900

    $67/sqft

Monthly payment estimate

$1,399/mo

Principal & interest
$1,135
Property tax
$202
Home insurance
$61

Down payment · $41,000

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 15.

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Map showing 104 W 3rd St Spencer, IA 51301

Home values in 51301

in 2025
-1%
over 5 years
+30.3%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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