Asking price is about 4% above the estimated value. Estimates can be off and may not reflect the home's current market value.

520 Upper Terrace DrIndependence, IA 50644

$357,500

Est. $343,200

  • 2,484 sqft
  • 3 beds
  • 4 baths

About this home

  • Storage space
  • Half bath
  • Relaxing three-season porch
  • Breakfast bar
  • Main-level laundry
  • Laminate countertops
  • Appliances that stay

WELL MAINTAINED & THOUGHTFULLY UPDATED! This inviting ranch is tucked away on a quiet cul-de-sac in a family-friendly neighborhood and offers plenty of space both inside and out. The main level features a comfortable living room with fireplace, 3 bedrooms, 2 full baths, a half bath, main-level laundry, and a kitchen with luxury vinyl plank flooring, laminate countertops, breakfast bar, and appliances that stay. The spacious primary bedroom includes an attached bath, while the finished lower level adds a fourth non-conforming bedroom, full bath, and storage space. Outside, enjoy a relaxing three-season porch overlooking the beautifully landscaped yard with mature trees, along with a 3-car garage for plenty of parking and storage. Numerous updates include a new furnace and A/C in 2024, remodeled main bathroom in 2022, professional landscaping in 2023, new luxury vinyl plank flooring in the kitchen, laundry room and lower-level bathroom in 2025, and gutter leaf guards with a transferable lifetime guarantee installed in 2021. This move-in-ready home combines a great layout, valuable updates, and a peaceful setting!

Property Improvements:

  • New AC & Furnace - 2024
  • Remodeled Main Bathroom - 2022
  • Professional Landscaping - 2023
  • Kitchen, Laundry Room and Lower Level Bathroom - Luxury Vinyl Planking - 2025
  • Gutter Leaf Guards - Transferable Lifetime Guarantee - 2021
  • 1 month on Realtyless
  • 5 views

Property history

  • Listed for sale

    Oct 7, 2026

    $369,900

    Up 76.0%$149/sqft
  • Sold

    Jun 2, 2011

    $210,000

    $85/sqft

Monthly payment estimate

$2,445/mo

Principal & interest
$1,937
Property tax
$396
Home insurance
$111

Down payment · $71,500

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Nov 5.

Map showing 520 Upper Terrace Dr Independence, IA 50644

Home values in 50644

in 2025
-0.7%
over 5 years
+27.5%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

Nearby cities

Distances from Independence, IA

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