Fair Deal Based on an estimated value, which may not reflect the home's current market value.

1938 Cardinal LnNavarre, FL 32566

$599,000

Est. $566,900

  • 2,604 sqft
  • 4 beds
  • 3 baths

About this home

  • Granite counters
  • Stainless appliances
  • Walk-in pantry
  • Motivated seller open to creative buyer incentives * Beautiful, 4 bedroom, 3 full bath property in desirable Holley By The Sea (HBTS) neighborhood, 10 minutes from Navarre Beach and 5 minutes from HBTS recreation center. On a quiet street, great for bike rides or walking the dog. A quick jump to the highway provides easy access to Eglin, Hurlburt, Destin, Downtown Pensacola, and Gulf Breeze. HBTS amenities include: basketball/tennis courts, a gym, a park, indoor/outdoor pools, a pier, and more. The kitchen is the heart of the home with 42 inch cabinets, granite counters, stainless appliances, and a walk-in pantry. This space is shared with a large living room with a 12 ft ceiling and windows facing the backyard, where the morning morning light streams in. The formal dining room has 12 ft ceilings as well, with elegant chair/panel molding. Arched doorways throughout give an airy, bright atmosphere. Off the kitchen is a large laundry room with shelving. The spacious 3 car garage has plenty of space, with built in shelving for storage as well. On the topic of storage, there are closets in all bedrooms, as well as throughout the house. All three baths are full and have granite countertops. The primary bedroom is the crown jewel, with a nook the size of a room, two walk in closets, and a large bath. The house is beautifully landscaped, with a substantial garden in back with raised beds, fruit trees and bushes, perennial flowers, herbs, and native plants. It is a butterfly and nature lover’s paradise. The owner is a Master Gardener and has made it into a turn-key garden, lovingly designed with something to enjoy year round. The grounds also have nice wooden 10’x20’ shed and a chicken house with chicken run. Upgrades and maintenance items include a reverse osmosis water filter, water heater installed this year, and fresh paint throughout the house. * Smoke free home. * Don’t miss out on this modern, comfortable home just minutes from the beach!
  • 2 weeks on Realtyless
  • 3 views

Property history

  • Listed for sale

    Oct 5, 2026

    $599,000

    Up 36.0%$230/sqft
  • Sold

    Nov 20, 2020

    $439,000

    $169/sqft
  • Listed for sale

    Sep 26, 2020

    $439,000

    Up 44.0%$169/sqft

Monthly payment estimate

$4,125/mo

Principal & interest
$3,292
Property tax
$604
Home insurance
$180
HOA fees
$50

Down payment · $119,800

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 22.

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Map showing 1938 Cardinal Ln Navarre, FL 32566

Home values in 32566

in 2025
-1.1%
over 5 years
+50.6%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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