Good Deal Based on an estimated value, which may not reflect the home's current market value.

61 Union StOneonta, NY 13820

$367,999

Est. $353,000

  • 2,297 sqft
  • 4 beds
  • 3.5 baths

About this home

  • First-floor office
  • Large mudroom
  • Formal dining room
  • Hardwood floors
  • Four bedrooms

Four bedrooms, one full, 1 3/4 and two half baths, 2,297 square feet, at the upper end of Union Street with the wooded entrance to Wilber Park directly across the road. A dead end street means no thru traffic and quiet. You get trees and trails out the front door and can still walk to the middle and high schools, SUNY Oneonta, and Main Street.

The first floor opens into a large mudroom. Past it: hardwood floors, a formal dining room, kitchen, a first-floor office, and a half bath renovated in 2020. The living room and family room flow together, and the layout is flexible enough that people use those rooms differently.

Upstairs, a full bath with real storage and an open landing between the two bedrooms that has worked as an office, a hang out space, and a playroom. The primary bedroom has hardwood, a walk-in closet, and a half bath; both the bath and the closet were renovated in 2024. The second bedroom is also large, with hardwood and two closets. The third floor has two more bedrooms with a walk-in closet, storage plus a 3/4 bathroom.

The covered deck across the back is a great hangout spot from spring through fall. Skylights overhead keep it bright, privacy shades handle the weather, and it looks out over the fenced yard, which has room for a firepit. A bluestone patio sits off one side for outside dining and barbecuing. A long paved driveway runs down the other to a side entrance and a detached garage. Berry bushes, lilacs and flowers are all in the backyard landscaping.

What’s been done: furnace 2020, hot water heater 2023, dishwasher 2025, garbage disposal 2025, two bathrooms renovated 2020–2024, new faucets throughout, ceiling fans added to the office, dining room, and deck, garage repainted 2025, basement walls and floor painted and new lighting 2026. Every room except the living room and primary bedroom has been painted in the last five years. The 2020 furnace and the work since keep this house cheaper to run than its age suggests; gas averages $115 a month and electric $100.

What isn’t done: a section of the roof needs repair. We had roofers out in 2026 and we’ll hand you the estimates. About a third of the exterior also needs paint. We did the south side in 2020.

For sale by owner. Jennifer & Vincent Garufi, Jenny - 607-437-7867 or [email protected]. Showings by appointment only; we schedule individually and are glad to work around your timing. Please don’t approach the house or walk the property without an appointment. We respond to all inquiries within 24 hours. Property taxes are $8,512 annually.

  • 3 weeks on Realtyless
  • 2 views

Property history

  • Listed for sale

    Sep 24, 2026

    $367,999

    Up 64.0%$160/sqft
  • Sold

    Aug 23, 2017

    $225,000

    Down 2.0%$98/sqft
  • Price change

    Jun 5, 2017

    $229,900

    Down 4.0%$100/sqft

Monthly payment estimate

$2,655/mo

Principal & interest
$2,038
Property tax
$506
Home insurance
$110

Down payment · $73,600

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 15.

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Map showing 61 Union St Oneonta, NY 13820

Home values in 13820

in 2025
+7.2%
over 5 years
+44.8%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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