Fair Deal Based on an estimated value, which may not reflect the home's current market value.

109 Sand Oak BlvdPanama City Beach, FL 32413

$309,000

Est. $283,400

  • 1,588 sqft
  • 3 beds
  • 3 baths

About this home

  • One car attached garage
  • New paint throughout
  • Corian solid surface countertops
  • High ceilings
  • Covered porches
  • Upgraded lvp flooring
  • Nice patio in backyard

Beautiful townhome located in Whisper Dunes on the west end of Panama City Beach, FL. High ceilings, Concrete block construction on 1st floor, Upgraded fixtures throughout, Maple cabinets in kitchen, Corian solid surface counter tops, upgraded lvp flooring. Brand new stainless appliances. New paint throughout Includes a one car attached garage, covered porches, 3 bedrooms, 2 1/2 baths, walk-in closet, Nice patio in backyard, Community pool and clubhouse, and many extras. This unit is in pristine condition. All furnishings are included! (Measurements and square footage are approximate)

  • 1 month on Realtyless
  • 6 views

Property history

  • Price change

    Oct 6, 2026

    $309,000

    Down 3.0%$195/sqft
  • Listed for sale

    Sep 15, 2026

    $319,000

    Up 8.0%$201/sqft
  • Listing removed

    Jul 15, 2026

    $295,000

    $186/sqft

Monthly payment estimate

$2,274/mo

Principal & interest
$1,698
Property tax
$327
Home insurance
$93
HOA fees
$156

Down payment · $61,800

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 22.

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Map showing 109 Sand Oak Blvd Panama City Beach, FL 32413

Home values in 32413

in 2025
+3%
over 5 years
+60.8%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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