Good Deal Based on an estimated value, which may not reflect the home's current market value.

12612 Chesapeake Bay DrColdstream, KY 40245

$312,500

Est. $395,000

  • 2,776 sqft
  • 3 beds
  • 3 baths

About this home

  • Fully finished basement
  • Separate shower
  • Two-story foyer
  • Vaulted ceilings
  • Deep soaking tub
  • Double vanity
  • Large primary suite

Welcome to this spacious, 2-story home offering 2,776 square feet of functional living space in the desirable 40245 area. From the moment you step into the two-story foyer, you'll love the airy feel and open layout. The main floor features bright living and dining areas that flow seamlessly into the kitchen, making everyday living and entertaining a breeze. Upstairs, the large primary suite serves as a comfortable retreat complete with vaulted ceilings, a double vanity, a deep soaking tub, and a separate shower. The fully finished basement adds incredible value, complete with a private home theater room (screen included!) and an extra bonus room that’s perfect for an office, gym, or second living space. Big-ticket updates are already taken care of as well, with both the HVAC system and water heater replaced in 2019. The home is move-in ready and fully livable today, but offers a fantastic opportunity for buyers, contractors, or investors to build instant equity with just a few light updates—mainly refreshing the back deck and basement carpet.

Don't miss out on a great property with tons of space and immediate upside potential! To schedule your private tour today, contact me at (502) 509-1235.

  • 1 month on Realtyless
  • 4 views

Property history

  • Listed for sale

    Sep 5, 2026

    $325,000

    Up 31.0%$117/sqft
  • Sold

    Nov 20, 2019

    $248,000

    $89/sqft
  • Pending sale

    Oct 3, 2019

    $249,000

    $90/sqft

Monthly payment estimate

$2,052/mo

Principal & interest
$1,717
Property tax
$237
Home insurance
$98

Down payment · $62,500

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 22.

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Map showing 12612 Chesapeake Bay Dr Coldstream, KY 40245

Home values in 40245

in 2025
+2.6%
over 5 years
+45.6%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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