High Price Based on an estimated value, which may not reflect the home's current market value.

1061 N Lake Shore DrDecatur, IL 62526

$279,000

Est. $160,200

  • 1,716 sqft
  • 3 beds
  • 2 baths

About this home

  • Stainless appliances stay
  • Three bedrooms
  • New roof

FULLY RENOVATED ON LAKE DECATUR — NEW ROOF, PANEL, WINDOWS AND DOCK

New roof. New electrical panel. New energy-efficient vinyl windows throughout. New water heater. A complete basement waterproofing system with a battery-backup sump pump.

That is the expensive, unglamorous half of owning a house, already handled. These are the items that quietly cost a new owner five figures in the first few years, and here they are done — so a spring storm and a power outage on the same night is somebody else's problem.

Then there is the lake. A new composite deck runs the back of the house, railed in black stainless cable so nothing interrupts the view, and a season of tree work opened the sightline clear across the water. Down at the shoreline the old dock is gone, replaced with a floating dock set on concrete pavers, built to sit through Illinois winters instead of being rebuilt after them.

Inside: three bedrooms, one full bath and a half bath, in a split-level layout that gives the bedrooms real separation from the living space. Two bedrooms open directly onto the deck. Both bathrooms are new from the subfloor up, with waterproofed porcelain tile, new vanities, new toilets, new tub surround and new hardware.

Fresh paint in every room. New LVP flooring and trim on the lower level. New lighting inside and out, new door handles on every door.

The lower level is a full finished family room built around a stone gas fireplace, and it stays dry, for the reason above.

Attached two-car garage with the laundry, tucked under the deck, plus off-street parking in the front yard in front of the retaining wall. Bring the boat trailer and the guests — there is room. Gas forced-air heat and central air. Stainless appliances stay.

The kitchen is clean and working, with an open pass-through to the living room and a window over the peninsula that looks out at the lake. It is the one room left for you to make your own.

1,716 sq ft. 0.22 acre lot. Lake views with your own floating dock.

Showings by appointment. Sean Dougherty, (217) 433-0840.

  • 1 month on Realtyless
  • 3 views

Property history

  • Price change

    Sep 25, 2026

    $279,000

    Down 7.0%$163/sqft
  • Listed for sale

    Sep 5, 2026

    $299,999

    Up 100.0%$175/sqft
  • Sold

    May 26, 2026

    $150,000

    Up 1.0%$87/sqft

Monthly payment estimate

$2,124/mo

Principal & interest
$1,533
Property tax
$507
Home insurance
$84

Down payment · $55,800

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 22.

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Map showing 1061 N Lake Shore Dr Decatur, IL 62526

Home values in 62526

in 2025
+3.6%
over 5 years
+45.9%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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