Good Deal Based on an estimated value, which may not reflect the home's current market value.

637 Mariner CirPanacea, FL 32346

$410,000

Est. $393,400

  • 1,080 sqft
  • 2 beds
  • 2 baths

About this home

  • Carpet in master bedroom
  • Ceramic tile flooring throughout
  • Screened porch
  • Dual driveway

Perfect fishing and boating cottage with excellent vacation rental potential! Less than 300 yards from public boat ramp. Dual driveway, screened porch, ground level, concrete block home with beautiful open view of Alligator Harbor. Ceramic tile flooring throughout, carpet in master bedroom. Ground level home with flood insurance ~$880/yr. Plenty of parking for boat and vehicles.

Home is currently occupied as a long term rental with current contract ending in March 2027. Tenant has expressed interest in renewing, as well as ending the lease early if necessary (pending availability of alternate living arrangements).

  • 2 months on Realtyless
  • 13 views

Property history

  • Listed for sale

    Aug 11, 2026

    $410,000

    Down 2.0%$380/sqft
  • Listing removed

    Apr 1, 2026

    $420,000

    $389/sqft
  • Price change

    Nov 17, 2025

    $420,000

    Down 7.0%$389/sqft

Monthly payment estimate

$2,760/mo

Principal & interest
$2,271
Property tax
$366
Home insurance
$123

Down payment · $82,000

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 15.

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Map showing 637 Mariner Cir Panacea, FL 32346

Home values in 32346

in 2025
-4.8%
over 5 years
+73.7%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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