Fair Deal Based on an estimated value, which may not reflect the home's current market value.

8822 Coral Reef WayPanama City Beach, FL 32413

$699,000

Est. $647,900

  • 2,170 sqft
  • 3 beds
  • 4 baths

About this home

  • Premium quartz countertops
  • Ample storage
  • Individual his-and-hers closets
  • Fully screened porch
  • Walk-in shower
  • Dedicated laundry room
  • Dual quartz vanities

Welcome to paradise in Latitude Margaritaville Watersound! This stunning 3-bedroom, 3-bathroom Breeze Bay floor plan spans 2,161 square feet of luxurious active-adult living. The heart of the home is a chef's kitchen featuring premium quartz countertops and an oversized island that comfortably seats six. Transition effortlessly to outdoor living via a massive 4-panel sliding glass door that opens to a fully screened porch--complete with powered full-length sunscreens for ultimate comfort. The primary suite is a private retreat boasting individual his-and-hers closets, dual quartz vanities, a walk-in shower, and ample storage. Each guest bedroom offers privacy with dedicated or adjacent full baths. Notable upgrades include large-format interior wooden window coverings, a dedicated laundry room , a pristine epoxy-coated 2-car garage. Experience resort-style community amenities just minutes from Panama City Beach!

Property history

  • Price change

    Sep 9, 2026

    $640,000

    Down 2.0%$295/sqft
  • Price change

    Aug 26, 2026

    $650,000

    Down 3.0%$300/sqft
  • Price change

    Jul 4, 2026

    $670,000

    Down 4.0%$309/sqft

Monthly payment estimate

$5,141/mo

Principal & interest
$3,872
Property tax
$740
Home insurance
$192
HOA fees
$337

Down payment · $139,800

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 15.

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Map showing 8822 Coral Reef Way Panama City Beach, FL 32413

Home values in 32413

in 2025
+3%
over 5 years
+60.8%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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