High Price Based on an estimated value, which may not reflect the home's current market value.

1122 San Fernando StFernandina Beach, FL 32034

$1,000,599

Est. $1,509,300

  • 2,467 sqft
  • 3 beds
  • 3 baths

About this home

  • Elevator access
  • Three car garages
  • Private outdoor shower
  • Two gracious en-suite bedrooms
  • Office nook
  • Lifelong metal roof
  • Built-in dresser drawers

Discover laid-back luxury on Amelia Island! Nestled in Old Town Fernandina Beach’s historical heart, just a short stroll to the water and a quick golf cart ride to shops, dining and the marina. This custom built coastal retreat offers 2467 sq ft of beautiful living space plus a fully furnished 500 sq ft one bedroom apartment above the garage Ideal for guest or rental income. Set on a rare corner double lot the property features boardwalk style decking, a paver driveway with an open carport, three car garages and lush, tropical landscaping enclosing a fully fenced oasis, the main residence boost two gracious en-suite bedrooms, 2 1/2 bath, cathedral ceilings, elevator access, plantation shutters, Marvin windows, luxury flooring, quartz counters with coordinating backsplash, and a gourmet kitchen, the perfect blend of style and functionality. Upstairs the owners retreat is a serene spot inspired suite featuring a clawfoot soaking tub, oversize walk-in shower, built-in dresser drawers, a mini bar, office nook and a screen balcony overlooking the marina. The home is moving ready with premium systems lifelong metal roof, Generac whole home generator, water filtration, three HVAC units, and dual tankless water heaters and lies in the flood zone X offering peace of mind. Above the garage, the stylish apartment comes fully furnished and includes its own expansive screen balcony, perfect for soaking in coastal sunsets with a book or a cocktail. Enjoy evening, gatherings under the stars on this oversized deck, rinse off after the beach days in the private outdoor shower or sip coffee in lush, tropical surroundings, this gem blends old town, charm, modern luxury, and a vibrant island living in one irresistible package.

Property history

  • Listing removed

    Sep 8, 2026

    —

  • Price change

    Jun 2, 2026

    $1,600,000

    Up 60.0%$649/sqft
  • Listed for sale

    May 30, 2026

    $1,000,599

    Down 39.0%$406/sqft

Monthly payment estimate

$7,283/mo

Principal & interest
$5,542
Property tax
$1,367
Home insurance
$373

Down payment · $200,120

Estimate only, using local tax and insurance figures. Your actual payment depends on your lender. Starting rate: Freddie Mac's 30-year fixed average, week of Oct 15.

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Map showing 1122 San Fernando St Fernandina Beach, FL 32034

Home values in 32034

in 2025
-1.5%
over 5 years
+69.6%

FHFA House Price Index for the ZIP code through 2025: past prices across the area, not a value for this home or a forecast.

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